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Archive for July, 2009

There is just something special about the Christmas time of year. Cooler weather and everyone is in a more laid back mood. Knowing that families are getting together and celebrating just puts a feeling of magic in the air. Many people spend Christmas Holidays Abroad visiting their families or maybe they all get together in a fun and exciting location to share the holiday experience. It does not matter where you are you can still feel that magic feeling. People helping people and that togetherness for everyone can inspire you to do something extra special for the less fortunite. If you are one of those people that want to get away from it all for the Christmas holidays and enjoy some warm weather, warm water, peace, quite and relaxation then there are travel destinations that would fit that Christmas vacation wish. Careful about a Christmas vacation, remember the movies. There are travel spots like the Montego Bay holiday packages that are cheap in price and are some of the top area luxary accommodations. Or There are also getaways to St. Thomas, where a dream vacation will enable you to enjoy and relax time away. For me there must be an internet connection or I might loose it. Of course the destination you choose could be lots of fun in the sun for your Christmas holidays. I guess having a white Christmas does not have to be about the snow it could be about the white sand! Oh heck lets do some suba diving


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If you are a property owner then you know how much it takes to keep it in good working order. Your landscaping can be a thing of beauty for most people and a place of pride but for some if it is ignored and becomes an eyesore to the neighborhood. Since our homes are such a large investment keeping the landscaping in a clean and neat fashion improves our property value. For the winter there is special care that needs to be taken to protect your investment from the sometimes harsh elements of winter. Checking your chimney, thermostats and replacing filters to start. To reduce utility bills replacing or covering windows and doors that leak. If you are going to be away from your home for long periods of time there are adjustments to your home that need to be done as well. There is a property preservation company that can do all of these things and more. At property preservation it is their business to make certain that your investment is kept in good working order. With so many things that have to be taken care of sometimes the little things around the house get put on the back burner but that does not have to be true any more. Let a company that knows the details take care of it for you.


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If you are thinking about going into business for yourself and not sure what you want to do there is a business that you should think about. The Vending Machine Business is a cash business that just sits and makes money for you. Just think about how many times you use a vending machine in the course of a week. The next time you pass a machine notice how many people are using it. Well placed Vending MachinesVending industry then you already know there is something about the fact that while you are doing something else your money is still coming in. Once you have decided that this is something you are interested in you have to do your research to be certain you get the machine that is best for you. There are companies out there that will give you cheap machines but these are buyer beware situations. If you find your self with an outdated machine not only can it be hard to place but it will not have a long life span and wind up costing you more. There are machines that are built to last that are non restricting on your merchandise that you want to offer or how much you need to charge for them. The older machines can not handle the energy drinks that everyone is buying now so if you purchased one of those you would be restricted. You can also not make change so they have to have exact change and you can not charge over a dollar and energy drinks cost over that. So that becomes a market lost. This is just one of the things you have to think about. Using these two examples of life span and limited merchandising you can see why a good up to date vending machine is your best choice to start out. You may think you can save money with a cheaper machine but you will soon realize that you get what you pay for.


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I do not know of any one that does not like to save money. There are major department stores that you can shop at online and save money by using a coupon! If you go to GoGoShopper.com you can get coupons for many of the main department stores. Just to name a few Amazon.com, Macys.com, Walmart.com and the list just goes on to include more then 3000 online retailers. With the school season on us we need school supplies and school clothing. I think that everyone appreciates a discount when it comes to all of the things that it takes to get school underway. They have great HomeDecorators coupons which is my wife’s favorite. We seem to change our home for the seasons so if we can save money with coupons and my wife can do her decorating then we are both happy. A happy wife and saving money two of my favorite things!


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When it comes to breast cancer so many people are effected not only the patient but everyone that loves them. One diagnoses can rock a family to it’s very knees. The good thing about breast cancer is that it is in the forefront finally. People are talking about it and most of all trying to find a cure for it. People are realizing that this disease needs a cure and fast because it effects so many. More and more women are surviving breast cancer this is due to to a lot of research on treatment. Women are proud to stand up and say they are a survivor. With support organizations like the Kay Yow/WBCA Cancer Fund one day we will not have so many women diagnosed with breast cancer. Awareness brings answers and gets things out of the shadows and on the minds of everyone and more importantly on the research for a cure program. You might be wondering what you can do to make a difference in something that is effecting so many people one way that we can help is to purchase a pink ribbon gumball machine to put in our offices and fill with pink gumballs to heighten awareness. Filled with pink gumballs it is a visual reminder of what we are fighting and a reminder when we are united we are strong. In women oriented businesses like spas and salons it would be the perfect place to display a gumball machine with pink gumballs. Individuals can also make a purchase and help to bring awareness. Everyone wants a cure for this devastating disease and now there is one more thing that we can do to help keep awareness raised and on the minds of everyone.


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Everyone has a debt story and this is mine. When my wife and I got married we had just turned 18. I was going to college with all the college loans you can imagine. I worked full time and went to college and eventually also taught Karate in the late afternoon. My wife worked very hard in a factory for many hours. We were determined that there was a solid financial future for us if we did everything right. The student loans were enormous for our little budget. We only had the one car that was a gift from my parents but with our schedules it became clear we needed another mode of transportation as well. The cheapest thing we could afford was a motorcycle. I rode that motorcycle rain, sleet or shine. I would get to work drenched many days but it was necessary. One day I got to work and found a slip on my time card and found out the company was cutting back on workers and I was one of the lucky that was being cut! I was devastated and did not know how to tell my wife. I went on the way home filling out applications at every work place. When I got home was my wife was there and not at work. That was strange for her because we both never missed a day of employment. She was very sick, so sick in fact we had to take her to the doctor then. She was pale and shaking and in a tremendous amount of pain. I could not tell her we had just lost our insurance. We got to the doctors and they immediately put her in the hospital with an emergency procedure because she had an ectopic pregnancy and was rupturing. I have to admit for that moment I forgot I had lost my job that morning. I did not think about the cost of what was going on. Due to no insurance they let us go home that night. After I put her to bed I just cried. That morning I had to tell her what had happened and she just said we would figure it all out and in the grand scheme of things it did not seem as important as it had the morning before. I finally found a job and my wife took on a second job as well. The medical bills were coming in so fast I thought they were sending them twice! My wife had nothing to put her to sleep during the procedure to save money, I found out later, and that saved us quite a bit but if you saw the mountain of bills it was getting out of hand. We went to the hospital to work out payments and they were very nice to work out minimum payments. We needed to have Lesser debt but that was not going to happen anytime soon. Between the school and the motorcycle payments and now the hospital on our tiny incomes we were stuck. After seeing a debt counseler they said they very seldom recommend this drastic result but we needed to file for bankrupcy. We were devastated to hear this after all we thought we were so careful with our money but one thing happened after another and here we were so reluctantly we went ahead with it. At 5 years of marriage we were going bankrupt. It was a shameful process for us because we always thought that something like that only happens to financially careless people. We are here to tell you that it happens to everyone. It took us years to repair what was done in the first 5 years! The financial advice I give to my children is have insurance and be financially careful and alert! I also tell them if something fiancially bad happens to you handle it as soon as possible because we let this drag on for so long we did more harm then good. If you look at your situation and it looks impossible see a professional that can offer solutions and get you back on track faster.


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We get so excited every year around Halloween. Our kids are getting older but they still love all of the hoopla that goes along with the activities of the holidays. We like to have a get together and let everyone dress up. We send out the Halloween invitations usually a month early and that is what starts the fun around here. We have to design how we want to decorate. I have to say it does not matter how old you get the entire family working together on this project brings such a feeling of togetherness. We so much enjoy each others company and I know that we are making so many memories for us as well as the people we invite. You do not want to bring up Christmas because those invites go out 2 months early and that just gets crazy!


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If you are like my wife and I we are trying to become more healthy and that means more exercise. We realized that we really do not move as much as we need to. We do the general things that you do in life everyday although my wife does more physical because I am behind a desk all day. We had a few pounds to loose that we are just having no luck with. A friend of ours said that he and his wife used fat burners to put their bodies going the right direction in the weight lose process. It worked for them so I feel like there is a good possibility it will work for us. We so much want to have a long and healthy life together and we realize if that is our dream then our future has to start right now.


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